3DS, short for 3D Secure, helps prevent online fraud and keep your money secure. It is an additional security layer used for card payments in Europe and the United Kingdom. All Visa®, Mastercard®, and American Express® cards (including PostePay prepaid cards) use 3DS in Europe.
How does the 3DS verification work?
When you make a purchase online, like a Ria money transfer, you will be sent a one-time password and transferred to your bank’s app or website. You’ll need to enter that password to verify your identity and validate the payment.
3DS is not a requirement for online businesses, but we choose to participate because your financial security is our top priority.
How do I enable my card for 3DS?
You can enable your card for 3DS through the bank that issued the card.
What if the authentication fails?
Your bank will only allow a limited number of attempts to validate your Ria money transfer. If you are not able to authenticate, we suggest you use an alternative payment method to transfer money with Ria.
Will I need to authenticate every money transfer?
Every bank has its own identification methods. If you are unsure, please contact your bank.
It may be necessary to do the verification steps every time you send money with Ria.
I have a Postepay prepaid card. How do I enable 3DS?
To enroll in 3DS, you’ll need to first connect your prepaid card with a mobile phone number. You can do this at any ATM Postamat (with your card and PIN) or Post Office (with your card and government-issued photo ID).
Once this is done, visit the Postepay website to enroll your card and enable 3DS.