Using a credit or debit card to pay for transfers is often the fastest way to send money. Sending with a card has additional fees, but the money typically arrives in minutes.
In this article we’ll cover:
Paying with a credit or debit card
You can send money using a card from the app, website, and select Ria locations.
On the app
- Tap Send money now or Send
- Choose Credit card or Debit card as your Payment method (and enter other required transfer details). Tap Continue
- Select or add your recipient and tap Continue
- Add recipient’s payout information and follow prompts. Tap Continue
- Select a card or Add a new payment method. Complete the Security confirmation if asked. Tap Continue
- Review details of the transfer, and tap Confirm
On the website
- Choose Credit card or Debit card under How will you pay? (and enter other required transfer details). Click Continue
- Select or add your recipient
- Add recipient’s payout information and follow prompts. Click Continue
- Select a card or click ADD. Complete the Security confirmation if asked. Click Continue
- Review the transfer details, and click Send money
At participating Ria locations
- Provide the Ria agent with the Debit card you'd like to use as your Payment method
Keep in mind that your credit card company may charge you a cash advance fee to pay for a transfer. Contact your credit card issuer to find out whether you will be charged.
How to edit a card
On the app:
- Tap the Profile icon in the top, left corner of the screen
- Choose Payment methods
- Tap and open the card you’d like to edit
- Edit the information and tap Save
Reasons for unaccepted or disabled cards
Anyone can send with a Visa or Mastercard. However, we may not accept a card if it’s:
- Under someone else’s name besides the sender
- A prepaid or gift card
- From a financial institution not located in your selected country
- Using a billing address that doesn't match the address on your Ria profile
Learn how to update your address here
We may also need to disable a card on your account, because:
- You’ve entered the CVV incorrectly too many times
- We need to collect funds from you for a previous transfer
- You have requested it