Introducing Virtual Payment Accounts (VPAs) as a delivery method

What is a VPA?

A Virtual Payment Account (VPA) is a unique identifier such as an email address, ID number or mobile number which allows you to send from, and receive money to, your bank account. 

When sending money with a VPA, you won't need to provide your recipient's bank details.

Countries where you can send and receive money using a VPA

How do I send money using a VPA?

You can send money using a VPA at a Ria store, through an authorized Agent or on Ria's app. You're unable to send money through a VPA on Ria's money transfer website. 

When sending money to Brazil, China or India, the VPA service name will appear as an available Delivery method in the Ria App. 

1. Log in to your Ria account
2. Choose the Destination
3. Choose the Payout currency
4. Enter the amount you're sending
5. Choose how you you'll pay
6. Choose the VPA service name as the Delivery method
7. Choose your recipient, or add a new recipient
8. Add your recipient's VPA details 

What VPA details will I need to provide?

You'll need to provide the following VPA details, depending on where you're sending money to:

Brazil - PIX

1. Choose the PIX ID type - either the recipient's mobile number, email address, CPF number or PIX
   key
2. Enter the recipient's PIX ID

China - Alipay

1. Enter the recipient's Alipay ID
2. Enter the recipient's National ID

India - UPI 

1. Enter the recipient's UPI address
2. Choose the recipient's bank name