Sending money to South Africa with Ria Money Transfer, powered by Sikhona Forex – Ria Help Center

How much can I send to South Africa?

You can transfer up to R300,000 per day or per month to a bank account. If you're sending money for cash pickup, there's a daily limit of R5,000 and a monthly limit of R25,000.

What information do I need to provide about my recipient?

If you're sending money to South Africa you'll need:

Your recipient’s name, email address and home address
A South African-registered phone number for your recipient
Your recipient's Bank Name
Your recipient's Bank Code
Your recipient's Bank Account Number
Your recipient's Bank Account Type
Your recipient's Bank Branch Number

What will my recipient need to do to receive money?

Your recipient may need to provide extra information to receive an international money transfer. Below you'll find details of what documents may be required depending on the recipient's status, the value of the transfer and the delivery method.

In addition to the documents below, all first-time recipients of international money transfers in South Africa will need to complete the South African Reserve Bank Mandate. This is a simple onboarding process which the recipient will only need to complete once.

You're sending money to someone else and it will be deposited by bank transfer

If you're sending money to someone else in South Africa and the money will be paid into their bank account, they'll need to provide the following:

Recipient status	Daily limit: R300,000 Monthly limit: R300,000
South African ID holder	South African ID Selfie
Foreign passport holders	Valid foreign passport Selfie
Asylum document holder	Valid asylum document Selfie

You're sending money to the bank account of someone who is under 18

Recipient status	Daily limit: R5,000 Monthly limit: R25,000
Recipient is under 18	Minor - Birth Certificate Minor - Bank Verification Document Declaration completed by parent/legal guardian Parent/legal guardian identification Selfie of parent/legal guardian

You're sending money to someone else for cash pickup

If you're sending money to someone else and they'll collect it in cash, we will ask for these documents:

Recipient status

Maximum daily limit for cash pickup: R5,000
Maximum monthly limit for cash pickup: R25,000

South African ID holder

Foreign passport holders

Asylum document holder

Clear selfie
Valid South African Mobile number
Valid ID document

Please note that you can't send money for cash pickup to yourself.

You're sending money to your own bank account in South Africa

If you're sending money to your own bank account in South Africa you'll need to provide the following:

Recipient status	Daily limit: R75,000 Monthly limit: R100,000	Daily limit: R300,000 Monthly limit: R300,000
South African ID holder	South African ID Selfie	South African ID Selfie Proof of foreign employment / recent bank statement for retired customers A valid Visa
Asylum document holder	Not supported

You're a foreign passport holder sending money to your South African bank account

Recipient status	Daily limit: up to R50,000 Monthly limit: up to R50,000
Foreign passport holders	Valid foreign passport Selfie

Additional requirements for first-time recipients

Your recipient will need to complete the South African Reserve Bank Mandate the first time that they receive an international money transfer. They may also need to provide proof of bank account.

Learn more about receiving money in South Africa.

The South African Reserve Bank Mandate

In order to receive money, all South African recipients must complete the South African Reserve Bank Mandate the first time that they receive an international money transfer. Here's how the process works:

How first-time recipients complete the South African Reserve Bank Mandate

We will send your recipient a link by email or by SMS so that they can complete the South African Reserve Bank Mandate.

Your recipient will need to follow the link in the email to complete the next steps.
They'll be asked to provide a South African mobile number. If they don't have a South African mobile number, the mandate will be completed in a different way.
Your recipient will need to provide some personal information, a picture of the photo page in their passport and a selfie.
We will confirm once the check is complete.

Recipients only need to complete the South African Reserve Bank check once for the first international money transfer they receive.

Do I need to complete the check if I'm sending money to myself?

Yes. All recipients must fulfil the South African Reserve Bank's reporting requirements before receiving ZAR from abroad for the first time.

Proof of Bank account

As part of the South African Reserve Bank Mandate process, recipients may be asked to provide proof of a South African bank account, either in the form of a bank confirmation letter or a bank statement issued within the last 90 days (3 months).

The document must show the bank's name and logo and the account holder's name and bank account number.

Important: We will contact your recipient to request these documents in order to complete the transfer. Please do not attempt to send money to a recipient without the required documents as your transfer will not be completed.