All bank accounts need to verified before you can send money. We can do this several ways. Both processes are simple and straight forward.
In this article, we’ll cover:
Manual verification
Manual verification requires you to receive two micro-deposits into your bank account. Micro-deposits are small amounts of money that are used to verify that the bank account is yours. The amounts are each less than $1. You should see the micro deposits in your bank account within 24 business hours.
On the website (CA)
- Add a bank account
- Next to the listed bank account, click Verify
- Make note of the micro-deposits in your bank and return to the website
- Enter the two deposit amounts
Via email
- Go to the Payment methods screen of the app or website
- Add a bank account
- Open the email automatically sent after the bank account was added and click Verify Now
- Make note of the micro-deposits in your bank and return to the app
- Enter the two deposit amounts in Payment Methods
On the website (US, ES, UK and AU)
- Start the verification process
- If adding a new bank account: On the Add bank account screen, select Manual verification
- If the bank account has already been saved to your payment methods: On the Payment methods screen, locate the bank account, click the More information icon (three dots), and click Verify
- Make note of the micro-deposits in your bank, return to the email and click Verify now
- Enter the two deposit amounts in Payment Methods
Instant verification
Ria uses Plaid’s instant verification technology to link your bank to your account. It’s both secure and private — and lets you send within minutes. Currently, instant verification is only available on the app and the Spain website.
On the app
- Tap the profile icon in the upper right-hand corner of the screen
- Tap Payment methods
- Tap Add new payment method
- Tap Checking account or Savings account
- Tap Instant verification
- With Plaid, select or search for your bank
- Log into your bank account and answer the bank security questions or prompts, if applicable
- Select what account you want to add to the Ria app
On the website (US, ES, UK and AU)
- On the Add bank account screen, select Instant Verification
- With Plaid, select or search for your bank
- Log into your bank account and answer the bank security questions or prompts, if applicable
- Select what account you want to add