This article provides information on sending money to China.
Jump to:
- Sending money to an Alipay account
- Sending money to a Weixin account
- Sending money to a China UnionPay Card (bank deposit)
Sending money to someone in China
We support money transfer to China and delivery to either China UnionPay (CUP) card or mobile wallets such as Alipay and Weixin.
Please check that recipients in China (including Hong Kong and Macau) are Chinese citizens and that they hold a valid identity document before you begin a money transfer.
Sending money to an Alipay account
Transfers to Alipay accounts are restricted to the following reasons for transfer: payments to families, salary, payment for goods, or payment for services.
Alipay processes transfers 24 hours a day, year-round. Recipients typically receive their money within minutes after they have completed the first-time recipient requirements detailed below.
Requirements for sending to an Alipay account
You'll need the recipient’s full name in Chinese Pinyin and their Alipay account ID (mobile number).
Please make sure that your recipient:
- Is a Chinese citizen with a valid national ID or Mainland Travel Permit for Hong Kong/Macau.
- Has passed Alipay’s real-name verification.
- Has agreed to the Quick Collect Service by either:
- Following the link in the SMS that has been sent to their registered device
- Searching for "闪速收款"[Quick Collect] mini-program in the Alipay App
- Scanning the following QR code with the Alipay App:
- Selects the following on-screen options while agreeing to Quick Collect Service in this order: "我是收款人," [I am the receiver], "账单及收款方式" [Bill and Collection Method], "管理收款方式" [Manage Collection Method], "去开通" [to activate], and then completes the on-screen prompts.
- Select either Alipay wallet balance or a linked bank account as the default collection method. Only class-I bank accounts issued with Chinese national ID cards are supported.
Limits
Alipay has limits on how much your recipient can receive per transfer, per month, and per year:
- Maximum per transaction: RMB 49,999.99.
- Monthly limit: 15 transactions per recipient.
- Annual limit: RMB 600,000 combined for wallet, balance, and bank account.
| Please note that local limits may vary market to market |
If your recipient experiences any issues, they will need to contact Alipay directly. They can be reached on:
- Mainland China: 95188
- International: +86 571 95188
Sending money to a Weixin account
Transfers to Weixin accounts are restricted to the following reasons for transfer: family support (i.e. payments to a spouse, parents, children, grandparents or grandchildren), or paying yourself (salary/payroll).
Weixin processes transfers 24 hours a day, year-round. Recipients typically receive their money within minutes after they have completed the first-time recipient requirements detailed below.
Requirements for sending to a Weixin account
You'll need the recipient’s full name in Chinese Pinyin and the mobile number linked to their Weixin account.
Please make sure that your recipient:
- Is a Chinese citizen with a valid national ID or Mainland Travel Permit for Hong Kong/Macau.
- Has passed Weixin’s real-name verification.
- Has agreed to the Tenpay Global Remittance Service by either:
- Following the link in the SMS that has been sent to their registered device
- Searching "跨境汇款"[Tenpay Global Remittance] mini-program in Weixin App
- Scanning this QR code with Weixin App:
- Selects the following on-screen options while agreeing to use Tenpay Global Remittance Service in this order: "我要收款," [I want to collect fund], "创建名片，去收款" [create personal card to collect fund], and then completing the on-screen prompts.
- Has set a Weixin wallet balance or linked bank account as their default collection method by selecting the arrow near 收款方式”[collection method].
It's highly recommended that your recipient use a class-I bank account, as class-II bank accounts can only receive up to 10,000 RMB per day.
Limits
Weixin has limits on how much your recipient can receive per transfer, per month, and per year:
- Maximum per transaction: RMB 49,999.99
- Monthly limit: 15 transactions per recipient
- Annual limits: RMB 300,000 to Weixin wallet balance; RMB 500,000 combined for wallet and bank account
| Please note that local limits may vary market to market |
If your recipient experiences any issues, they will need to contact Weixin using one of the following numbers:
- Mainland China: 95017
- International: +86 571 95017
Sending money to a China UnionPay Card (bank deposit)
Transfers made between 8:00 AM and 10:00 PM Beijing time are typically received within minutes. Transfers outside this time frame will be processed after 8:00 AM the following day.
Requirements for sending money to a China UnionPay Card (bank deposit)
You'll need the mobile number associated with the recipient's bank account, the recipient's full name in Chinese Pinyin, and their bank account number to send money to their China UnionPay Card.
Please make sure that your recipient:
- Is a Chinese citizen with a valid national ID (Hong Kong, Macau, and Taiwan IDs are not currently accepted)
- Has opened a China UnionPay debit card.
- Has registered their mobile number with the bank.
It's highly recommended that your recipient use a class-I debit card, as class-II cards can only receive up to 10,000 RMB per day.
Bank support
We support hundreds of major banks, including state-owned banks, joint-stock commercial banks, rural commercial banks, rural credit cooperatives, village banks, and selected foreign banks.
Unsupported banks currently include Guangfa Bank (广发银行), Minsheng Bank (民生银行), Industrial Bank (兴业银行), and Zheshang Bank (浙商银行).
Limits
China UnionPay Card has limits on how much your recipient can receive per transfer, per day, and per year:
- Maximum per transaction: $4,999.99 USD
- Daily limit: $9,999.99 USD
- Annual limit: $49,999.99 USD per recipient
|
Please note that local limits may vary market to market |
If your recipient experiences any issues, they will need to contact their issuing bank directly.